Why We're Different
As business managers, we are required to cope with a variety of forces that pose risks to our business success. Competition, government regulation, financing growth and even sustaining daily operations present an increasingly complex situation through which we must chart our business course. While most of us are highly skilled at our core business, we also recognize the value of consultants when we are faced with highly technical issues.
Like your CPA or attorney, your insurance consultant or broker should not only offer assistance after a problem develops, but should also assist in minimizing and avoiding problems when possible. If your company is growing, diversifying, plans on acquiring or merging with another company, or involves multiple locations or complex operations; this pro-active approach to reducing problems is your most cost effective alternative. We believe that Lapre Scali & Company offers unique value to the pro-active business manager.
Much has been written about the cost of paying to much or too little for a product or service. Companies that have faced severe problems also realize that the true price of disaster far exceeds value received from any insurance policy. At Lapre Scali & Company, we don't merely copy your insurance policies and try to peddle them for a cheaper price. We personally analyze business operations and review business contracts. We visit all significant locations to better understand the critical aspects of your business. Based on our operations review, we then audit your current insurance program to evaluate its strengths and weaknesses. The result is a formal report developed exclusively for your business. It gives you a "ground-up" blueprint outlining possible threats to your fixed assets and sources of cash flow. The report also provides a series of recommendations to minimize the potential of a crippling loss to either of these items that are so critical to your business success.
If your past practice has been to "shop-around" every couple of years to test your premium level, you may question the value of this approach. Our clients have said the survey report gave them a better understanding of their operations than they had prior to our research. More importantly, they had a much clearer understanding of which part of their operation presented the greatest risk of loss to physical assets or sources of cash flow. Many of our recommendations have been implemented at little or no cost. In some cases the need for insurance coverage has been reduced or eliminated.
Another plus is you deal with local principals who are committed to long term results. To be truly effective, a risk reduction program must be an ongoing commitment of the business owner and their consultants. We make all of our resources available to help implement and refine the program to achieve your desired results.
Perhaps the most important value is that this program works. Its ultimate goal is to allow you to concentrate on your core business, build your customer base and keep your employees working. Our consulting team has provided this caliber of service to many businesses head-quartered in the valley and continues to do so today.
Your financial strategy is a major piece of your short and long term business plans. Incorporating a pro-active risk reduction program enhances the success potential of your strategy. The consulting team at Lapre Scali & Company can assist your with designing and implementing your risk reduction strategy. We welcome the opportunity to demonstrate the value of such a program to our clients.