body {
background-color : #bccad7;
background-image : url('/images/sitebg.jpg');
background-repeat : repeat-x;
font-family : Verdana, Arial, Helvetica, sans-serif;
left : 0;
margin-bottom : 0;
margin-left : 0;
margin-right : 0;
margin-top : 0;
padding-bottom : 0;
padding-left : 0;
padding-right : 0;
padding-top : 0;
top : 0;
z-index : 0;
text-align: center;

}

address, blockquote, dl, ol, ul, li, form, fieldset, h1, h2, h3, h4, h5, h6, p, pre, img {
margin:0;
padding:0;
border:0;
}

a:link {
color: #0c2749;
text-decoration: underline;
}
a:visited {
color: #0c2749;
text-decoration: underline;
}
a:hover {
color: #1a54b3;
text-decoration: underline;
}
a:active {
color: #0c2749;
}


.picleft {
float: left;
margin-right: 5px;
}

#wrapper {
position:relative;
width : 963px;
margin-left: auto;
margin-right: auto;
text-align: left;
}

#menuwrapper {
background-image : url('/images/menu3n.gif');
height : 26px;
width : 963px;
}

#nav {
width: 963px;
background: url('/images/menu3n.gif') no-repeat;
}

#nav, #nav ul {
float: left;
height: 26px;
list-style: none;
padding: 0;

margin: 0;
display:block;
}

#nav a.navitem {
display: block;
text-indent: -999em;
color: #d0d0ce;
text-decoration: none;
outline: 0;
}

#nav a.navitem:hover {
background: url('/images/menu3n.gif') no-repeat;
}

.navsub:hover, #nav ul li.navsub.sfhover {
background: #b1b0af;
}

.navsub-ben:hover, #nav ul li.navsub-ben.sfhover {
background: #b1b0af;

}



#nav li ul a:hover {
}

#nav li {
float: left;
padding: 0;
}


#nav li ul {
position: absolute;
left: -999em;
height: auto;
/* 	width: 14.4em; */
width: 16em;
font-weight: normal;
margin: 0;
padding: 0px 0px;
text-indent: 0;
background: #d0d0ce;
border-style : solid;
border-color : #b1b0af;
border-width : 3px;
}




#nav li li {
padding-right: 1em;
width: 15em
}


#nav li ul a {
width: 13em;
color: black;
margin-left: 0px;
text-decoration: none;
width: 9em;
font-size : 14px;
padding-left: 10px;
}

#nav li ul a:hover {
width: 13em;
width: 9em;
color: black;
}



#nav li ul ul {
margin: -1.75em 0 0 14em;
}

#nav li:hover ul ul, #nav li:hover ul ul ul, #nav li.sfhover ul ul, #nav li.sfhover ul ul ul {
left: -999em;
}

#nav li:hover ul, #nav li li:hover ul, #nav li li li:hover ul, #nav li.sfhover ul, #nav li li.sfhover ul, #nav li li li.sfhover ul {
left: auto;
}

#nav li.:hover, #nav li.sfhover {
text-indent: 0;
}

#navhome a {
width:118px; 
left: 0px;
height: 26px;
}

#nav #navhome a:hover {
background-position: -0px -26px;
}

#navlocations a {
width: 135px; 
left: 118px;
height: 26px;
}

#nav #navlocations a:hover {
background-position: -118px -26px;
}

#navprograms a {
width: 137px; 
left: 253px;
height: 26px;
}

#nav #navprograms a:hover {
background-position: -253px -26px;
}

#navquotes a {
width: 189px; 
left: 390px;
height: 26px;
}

#nav #navquotes a:hover {
background-position: -390px -26px;
}
#navsurety a {
width: 113px; 
left: 579px;
height: 26px;
}

#nav #navsurety a:hover {
background-position: -579px -26px;
}

#navaboutus a {
width: 132px; 
left: 692px;
height: 26px;
}

#nav #navaboutus a:hover {
background-position: -692px -26px;
}

#navbenefits a {
width: 130px; 
left: 824px;
height: 26px;
}


#nav #navbenefits a:hover {
background-position: -824px -26px;
}

#logo {
display : block;
outline-style : none;
padding-top: 6px;
}


#centearea {

clear: left;
}


#contentwrapper {
background-image : url('/images/mid-bg.jpg');
background-repeat : repeat-y;
width : 926px;
padding-left : 20px;
padding-right: 20px;
margin-right: 50px;
font-size: 12px;

}

h1 {
font-size : 20px;
font-weight : bold;
}




#bar1 {
background-image : url('/images/textbar1.gif');
background-repeat : no-repeat;
height : 10px;
width : 721px;
}


#content2col {
background-image : url('/images/contentbg2.jpg');
background-repeat : repeat-y;
font-size : 12px;
padding-left : 5px;
padding-left : 10px;
padding-right : 25px;
}


#contentcol1 {
background-image : url('/images/contentbg2.jpg');
background-repeat : repeat-y;
font-size : 12px;
padding-left : 5px;
padding-left : 10px;
padding-right : 25px;
width: 230px;
float: left;
}

#contentcol2 {
font-size : 12px;
padding-left : 0px;
padding-left : 10px;
padding-right : 25px;
width: 420px;
float: left;
}

#evensplit #contentcol1, #evensplit #contentcol2 {
width: 325px;
}
#evensplit #contentcol1 {
background-image : url('/images/contentbgsplit.jpg');
}

#content {
background-image : url('/images/contentbg1.jpg');
background-repeat : repeat-y;
font-size : 12px;
padding-left : 10px;
padding-right : 25px;
}

#contentwrapper p, #content p, #content2col p, #contentcol1 p, #contentcol2 p {
padding-top: 5px;
padding-bottom: 5px;
}

#contentwrapper ul {
padding-top: 3px;
padding-left: 35px;
}

#contentwrapper li {
padding-top: 3px;
padding-left: 15px;
}

#content ul li, #content2col ul li, #contentcol1 ul li, #contentcol2 ul li {
margin-left: 35px; 
}

#footer {
background-image : url('/images/content-footer2.jpg');
background-repeat : no-repeat;
height : 18px;
width : 963px;
}

.clearl {
clear: left;
}

#copy {
color : #000000;
font-size : 9px;
padding-top: 10px;
margin-bottom : 15px;
}

#copy a:link {
color: #000000;
text-decoration: underline;
}
#copy a:visited {
color: #000000;
text-decoration: underline;
}
#copy a:hover {
color: #000000;
text-decoration: underline;
}
#copy a:active {
color: #000000;
}

.ind20 {
padding-left: 20px;
}

.shrink40 {
padding-left: 40px;
padding-right: 40px;
}

.shrink40 li span {
font-weight: bold;
cursor: pointer;
text-decoration: underline;
}

.head {
font-size: 13px;
}

.data-wrap {
float: left;

width: 45%;
margin-left:15px;
}

.wrap-item {
padding-top: 10.5px;
margin-bottom : 15px;
font-size : 10px;
padding-left: 20px;

}

.listitem li{
	margin-top: 10px;
	padding-top: 10px;
}

.content-border {
padding-top: 10.5px;
margin-bottom : 15px;
font-size : 13px;
padding-left: 20px;
padding-right: 20px;
}